Prices, Promotions, styles, and availability may vary. Our local stores do not honor online pricing. Prices and availability of products and services are subject to change without notice. Errors will be corrected where discovered, and Lowe's reserves the right to revoke any stated offer and to correct any errors, inaccuracies or omissions including after an order has been submitted.

Lowe's Lease to Own Program

Lowe’s Lease to Own with Progressive Leasing helps you get the merchandise you need today.

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Shop & Get It Today

Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early, call 1-877-898-1970.

How to Apply

Apply Online

Apply online or text LOWES to 57597 for an instant decision. See an associate at a participating Lowe's store for more details.

Visit a Participating Lowe's Store

Lease to Own is available at Lowe's stores, excluding stores located in MN, NJ, VT, WI and WY. Visit any participating store to shop for the merchandise you need.

Make a $59** Payment

Make an initial payment of $59** and head to the register to complete your purchase and take your merchandise home.

Automatic Withdrawals

Pay for the lease with easy, flexible payment options and automatic withdrawals to accommodate your payday schedule.

Is My Purchase Eligible for Lease to Own?

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Frequently Asked Questions

*No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

The advertised service is lease-to-own or a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, or WY.

**The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection.

Make Your Projects Happen With Help From Lowe’s

With the Lowe’s Lease to Own with Progressive Leasing program — available at participating Lowe’s locations — get what you need the day you need it, no credit required. From refrigerators and other appliances to lawn mowers and grills, Lowe’s Home Improvement is here to help you get these products and more with ease. Want to outfit your outdoor space with new patio furniture? Add ceiling fans to areas of your home? Upgrade your bathroom? Whatever your project, head to a Lowe’s near you to find everything from hardware to lighting and take advantage of this lease-purchase option. With the simple application process, you’ll get on the way to tackling that to-do list in no time.